“Do you want to opt for online banking, but are afraid of hackers? Don’t be afraid, just follow the tips mentioned in this blog.”
Sometimes, I so wish I could personally meet and greet the person who has actually invented the internet. And I’m sure, you feel the same. Ever since we have come across this global computer network, most of our tasks have become easier. From researching to pay electricity bills, from downloading movies to shopping, we can do everything at lightning speed. In fact, the best thing is that we can now do bank related works on the internet with the help of online banking. Ever since most of the reputed banks have started online banking, we can now transfer money, take online statements and pay bills with just one click. Basically, online banking will help you monitor your account on a regular basis.
But, since science is said to be a boon as well as bane, often, there are many people who have suffered a lot after opting for online banking. There are numerous people who have complained that their online banking account has been hacked and their account was looted by the hackers. So, you cannot claim that online banking is absolutely safe, no matter whether the bank is reputed enough or not.
However, there’s nothing to be disheartened. You can continue with online banking, but, there’s just one tiny thing that you’ll have to do. And that is, follow some essential tips that will help you safeguard your bank account. Want to know about those tips? Then please take a look.
- Make sure the password is strong- In case your bank demands a user-generated password to access your online account, please make sure you choose a password that is really unique and strong. Thinking how would you create a strong and unique password? Best choose a long word with a mix of lower and upper case letters, special characters and a number. And always avoid any common words or even phrases. Also, if possible, keep changing your bank passwords every alternative month, if your bank allows that.
- Secure your laptop/desktop- Whether you are using your laptop or desktop for online banking, one thing that you must have is add security software. It is essential to have security software these days as it minimizes the hacking risk. And, remember to update your system so that there are no “security gaps” present through which, a hacker can loot you.
- Opt for a two-factor authentication account- If you are opting for online banking to make your bank related tasks easier, then it’ll be great if you open an account in a reputed bank that will offer you two-factor authentication for online banking. I’m sure there must be many banks in your city that offer a small device, which can generate a unique code every time you log in for some task. The codes the device will generate will be only valid for a short span of time. Plus, this code is required in addition to your login ID to gain access to your online bank account.
- Remember to log out- Whether you are using your office computer or your home’s computer, one thing that you’ll have to do is log out of your online banking session when you are done with your work. There are many people who don’t follow this when they are at home, but that’s not a right practice at all. Most of the people, who forget to log out or purposely don’t log out after using online banking fall prey to cross-site scripting and session hijacking.
Now, when you know about the tips to keep your account safe from hackers, hope you’ll follow them rigidly. I’m sure that your reputed bank will also give you similar tips to safeguard your account from hackers.